Ches Smith

Welcome to the Ches Smith State Farm Agent office in Athens, GA. I’m Ches Smith, and I’ve been proud to serve this community since 2000. As a second generation State Farm Agent with more than 30 years of experience in the insurance industry, my goal has always been to help Good Neighbors feel confident and supported as their needs change over time.

Our office has long been a trusted resource for individuals and families across Athens, Danielsville, Bogart, Watkinsville, Crawford, Bishop, and Statham. We focus on building lasting relationships by offering clear guidance and dependable support, helping customers protect what matters most to them.

My team and I provide a wide range of insurance services, including Auto Insurance for new and experienced drivers, Homeowners Insurance and Renters Insurance for protecting where you live, Life Insurance to help families prepare for the future, and Business Insurance for local organizations. For those who enjoy the open road, we also offer Motorcycle Insurance, and for pet owners, Pet Insurance is available to help manage veterinary costs.

Outside of the office, I enjoy staying active in the Athens, GA community. I’m happily married to my wife, Kim, and we cherish time with our two children, Lucy and Ches. When I’m not working, you’ll often find me golfing, fishing, traveling, watching sports, or volunteering locally—activities that keep me connected to the community I’m proud to serve.

If you’re looking for a local agent in Athens, GA who values experience, relationships, and clear communication, I invite you to reach out and request a personalized quote.